Services

Re-mortgaging
a Leasehold or
Freehold Property

When you change mortgage provider, for your leasehold or freehold property, our conveyancing team will guide you throughout the process.

When you change mortgage provider, for your leasehold or freehold property, our conveyancing team will guide you throughout the process. Our fees cover all of the work required and our experienced team will ensure your transfer is as smooth as possible.

Stages of the process
Requesting Title Deeds and Redemption Statement
Obtain Official Title documents
Check Official Title documents
Searches
Give you advice on all documents and information received
Go through conditions of mortgage offer with you
Preparing for Completion
Re-pay existing mortgage
Request funds from new mortgage provider
Register mortgage / Title

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Search fees – approximately £250.00
Copy Land Registry Title – £6.00+vat
Land Registry fee – See table below
Electronic money transfer fee and Archive fee – £45.00+vat

Purchase Property Price £1 – 100,000
Land Registry Fee £20.00

Purchase Property Price £100,001 – 200,000
Land Registry Fee £30.00

Purchase Property Price £200,001 – 500,000
Land Registry Fee £40.00

Purchase Property Price £500,001 – 1000,000
Land Registry Fee £60.00

Purchase Property Price £1000,001 and above
Land Registry Fee £125.00

Further information can be found at https://www.gov.uk/guidance/hm-land-registry-registration-services-fees

Our legal fee for the re-mortgage of a leasehold property is £550.00 plus vat and for a freehold property is £450.00 plus VAT and disbursements.

How long will my re-mortgage take?
How long it will take from you accepting an offer until completion will depend on a number of factors. The average process takes between 6-8 weeks but that is a guide only. Each transaction depends upon its own facts.

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