We are all guilty of it. After the indulgences of Christmas, the inevitable New Year’s Resolution to eat more healthily, get fitter and lose weight. But how much money is spent in January on new gym memberships which are used with enthusiasm for a month and then forgotten about?

A gym membership can range from anything between around £10 per month to upwards of £50 per month, depending on the facilities. If you tie yourself into a 12 month contract but only use the gym for the first 3 months, you could be wasting £450 a year on an unused gym membership!

Why not put this money towards saving up for a house deposit or contributing towards one of the government’s Help to Buy ISA schemes? This year break from the norm and make a New Year’s Resolution to buy your first house, invest in a Buy to Let property or climb another step on the property ladder towards your forever home!

If you have a Help to Buy ISA, it could not be simpler to put the bonus towards the purchase of your first property. Thursfields just need your ISA closing statement and a signed First Time Buyer Declaration, and we can submit the application online. The ISA bonus will then be sent to us directly to use towards your purchase. For more information on how you can take advantage of a Help to Buy ISA, why not take a look at Thursfields’ article from 16th September.

It is becoming increasingly difficult to buy meaningful Christmas gifts for our loved ones in a society where, if you want something, you buy it! What gift could be more rewarding than helping a family member to buy their dream home? If you are considering investing your money in property in the New Year or contributing towards the purchase of a house, Thursfields’ property team is able to help you.

For more information on the Help to Buy ISA, gifted deposits or any other aspect of a residential property transaction, please do not hesitate to contact one of our friendly team at an office local to you. Contact details can be found on our website.

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